We will soon be reducing some of our interest rates, see the changes here.
What type of account are you looking for?
An instant access savings account. Access your savings via mobile app, online banking, by phone or in branch
On balances between £1 - £4,999 earn 2.25% AER/Gross p.a. (variable)
On balances £5,000 and over earn 5.20% AER/Gross p.a. (variable)
No deposit needed
Information MessageAvailable to UK residents aged 16+
We also offer additional savings accounts to suit your needs
Information MessageSpecific account eligibility criteria applies.
Tax-free interest on balances up to £20,000
AER/Gross p.a.(variable) 1.60% for balances between £1 - £24,999
AER/Gross p.a.(variable) 3.00% for balances over £25,000
Available to UK residents aged 18+. Save up to £20,000 for the current tax year. You can only pay into one Cash ISA with Ulster Bank.
Information MessageReward Silver bank account
Our savings account for children
Free, instant access savings account for children under 16
AER/Gross p.a.(variable) 2.70% on balances over £1+
Start saving with as little as £1
Hold the account in trust for a child up to age 12 or in the child’s own name if they are over 7
Available to UK residents under the age of 16.
Information MessageYou can log in and manage your savings account via anytime online banking, on the mobile app or through direct banking.
Save your spare change with Round Ups.Find out your interest rate
Information MessageFind out which documents we may need to see
Information MessageYour eligible deposits held by a UK establishment of Ulster Bank are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit protection scheme. Any deposits you hold above the limit are unlikely to be covered.
See FSCS Protecting Your Money (PDF, 3.7 MB) for more information about the scheme and how it protects your money.